2009 March | Investing Genius - Part 2

I am 27 making good money and single (not for long). I have little debt and I am wanting to take advantage of the stock market when it comes back around. I am interested in something more aggressive due to my age and income. Any help would be appreciated., more 
and Open Question: What ISA are you going for on April 6?  I’m in a fixed ISA at 6.4%, at which time the interest will plummet to 3%. What’s the best deal going?, more 
and Open Question: how a transaction in SWIFT will be settled?  Interbank transaction with in the country, say India, will be cleared with the help of a clearing house, same way how a transaction between two banks that are in different countries will settle with swift message ?, more 

Open Question: How many of you want to make money while trading commodities?  , more 
and Open Question: Can I fund E-Trade or any other Website that Allows me to trade in the Stock Market with Paypal?  Can I only fund my account via registering my bank account or are there places that let me buy in via Paypal..I have money sitting in paypal that I would like to use to buy stocks. Thanks., more 
and Open Question: My parents are going to get around 500K how much should they invest and in what if they can afford..?  How much can they invest if they can afford to not touch 250k for atleast 10 years? Im looking for no risk and the best return if its a CD or Roth IRA? what path would you take?
The first two answers are great, I wouldnt say confusing but has me in alot of different directions but thank you so much for the insite, more 

Tags: investing, dow, stock picks, wall street, NYSE, stock exchnage

it is showing in yahoo finance, more 
and Open Question: Calculation help with buying a condo?  I bought a condo so now everyone I know thinks that I’m an expert. This is something someone asked me recently. I don’t think they can afford it because it will be too much stress in not too long and I don’t know if they can get the financing. Maybe you have some thoughts or disagree with me.
Person makes $22K/year after taxes. He has about $600 in monthly expenses but doesn’t pay rent. Lives at home with parents. He doesn’t have money in savings but could do it seing that I think he blows and lends the rest of his money to people.
He is looking at condos that have been foreclosed on and are selling $50K-$75K with taxes that would be about $2K/year. That would make his montly payments about $600/month based on $75K purchase. Add PMI then he is at $700/month.
Is it possible for him to get a mortgage in these times? Are there companies financing properties that low? He says he can put $5000 down, can that help his chances?
We’ve called a few places to ask and they don’t even continue to talk to you if you say the place is selling for less than $100K.
Any help would be appreciated., more 
and Open Question: is market to market going to be suspended on thursday?  is this going to pass on thursday. this will affect the banks, more 

Open Question: How much money did Americans lose in the 2008-2009 Stock Market Meltdown?  thanks. please cite sources., more 
and Open Question: Which share will be best perform tomorrow?  , more 
and Open Question: What is the deal with options pricing?  I currently own 20 of each of the following options.
BAC call $10 strike April 09 expiration
XOM call $75 strike April 09 expiration
now, explain to me why my positions are dropping today even though BAC is up 66 cents and XOM is up 40 cents? I was hoping to log in and see a few hundred dollars profit, but my BAC is only up 1 cent / option and my XOM is down 3 cents / option., more 

Tags: investing, stocks, stock picks, broker, wall street, stock exchnage

, more 
and Open Question: I have a great invention i.e. product. Where do I START? What are the laws on patents?  So I have a relatively simple design for a product that I think will be successful but I am wondering how to do it. I was thinking that maybe buying autocad inventor to make a prototype. What should I be aware of? Do you have to actually make a prototype to patent the product or can you just give a design in autocad? What steps should I take here?, more 
and Open Question: Suppose you invest in 2 funds paying 11% and 12.5% simple interest. Total annual interest is $2975?  how much is invested in each?
step by step please
thanks, more 

Open Question: is something fishy bidding on ebay?  it seems a little strange that when i bid on an item that says 0 bidders
and in the item list you have lets say 150 flash drives when i bid.
then when i go to my email it says ive been out bid could the seller
be doing this to get me to bid higher seems a little strange to me!!
theres no way somebody could out bid me if the item has been idle
for 3 days all of a sudden you out bid me as soon as i bid!!!, more 
and Open Question: Metastock formula help please?  I want an indicator that will display the message”white candle” for a bar where close>open and will display”black candle” for open>close..thanks, more 
and Open Question: Becoming a firefighter? I'm 15?  I’m a 15 yr old male 9th grade high school student right now. I have recently been interested in becoming a firefighter when I get older.
What can I do to become a firefighter when I am older?
During high school? During college? after college?
volunteer? EMT?, more 

Tags: invest, stock exchnage, finance, broker, NYSE, stock picks

please explain with some example, i have just some basic knowledge of futures, more 
and Open Question: When will DOW JONES rise over 12.000 again?  Or will it first go lower than 8.000?, more 
and Open Question: Buying Deep-in-the-money calls & puts?  I understand it’s more expensive and riskier, but is this a better way to make quick and big profits off of volatile stocks?
p.s. – I’m a day trader and the objective is to buy and sell options, not exercise them and these are American-style options only, more 

Open Question: how you rate AIG stock?  , more 
and Open Question: What in the world is going to happen with WAMUQ?  Ok, what is going on with WAMUQ stock (washington mutual)? I know it is at penny level now. Is Wamu going to remain and one day have the chance to rise again? Or is it going to be dissolved by Chase and be non existent anymore?, more 
and Open Question: In which Canadian bank should I invest?  I’m about to buy my first stock ever.
How do I get their shareholder reports?, more 

Tags: stock picks, broker, nasdaq, wall street, NYSE, stock exchnage

I worked at an investment company over 10 years ago. Recently someone has been trying to trace me for this company in order to buy those shares back. Is this normal? How did they find me when I am not listed in any phone book. Pretty freaky. Could they be trying to track me because I did something wrong – I use to handle a lot of people’s money for trades etc., more 
and Open Question: what is a mutual fund? Please give a simple but detailed answer! Its for my college open discussion tomorrow.?  Best simple but understanding answer gets the points!!!, more 
and Open Question: What will happen to gm stock if GM declares bankrupcy?  Just wondering what will happen to the stock. Will it go to zero?, more 

Open Question: Which online stock broker has the shortest period for settling funds after a trade?  I currently use Scottrade which as a whole I like because of its simplicity. I trade with a cash account and Im not interested in getting involved with a margin account or anything like that. I like to keep things simple.
A very limiting factor with Scottrade is the 3 days you need to wait until your funds settle after selling a stock. You can buy again but you cant sell until the funds have been settled. (well you can but you arnt supposed to)
Are there other brokers with a shorter settling period?, more 
and Open Question: what happens to my shares in Allen Vanguard if they are taken over?  Alllen Vanguard MIGHT be taken over by another company. A company I keep on hearing about alot pertaining to AV is Tailwind Finacial. Will the shares I own in Allen Vanguard become Tailwind shares?(I own 5000 shares of AV)., more 
and Open Question: Type of Investment contract?  My fiance’s father gave us money to start our own business. He says he wants a contract from us so he can write it off his taxes as a loss. What type of agreement should I use?, more 

Tags: dow, finance, stock picks, nasdaq, wall street, money

Is Wamuq (washington mutual) stock going to disappear soon? After the bankruptcy proceedings are done? Should one just sell since it looks like the .6 shares are never going to rise and are going to dissolve?
What does everyone else think? Is WaMu going to disappear or remain in the market since Chase bought them/they filed for bankruptcy?, more 
and Open Question: Identify a protective tariff and an import quota.?  , more 
and Open Question: what is a real good penny stock to invest in where there could be a big return within the next few weeks?  what is a good penny stock and why it looks like a good investment, more 

Open Question: what happens to your stock you bought when a company goes bankrupt?  you know like GM looks like that’s where they are headed so what happens to your stock investment, more 
and Open Question: How can I find price of Anheuser Busch stock shares as of 9/25/2001?  I can’t find a website that will give me a historical quote on this stock that is no longer traded. I need the information for income tax return schedule D., more 
and Open Question: Anyone Know Where to Find the ICI FASB 157 Matrix?  The Investment Company Institute (“ICI”) put together a matrix that can be used to classify securities under FASB 157. Supposedly it is used in industry and is accepted.
Does anyone know where this can be found? I’ve searched the internet with no luck., more 

Tags: investing, dow, finance, broker, NYSE, stock exchnage

By WSJ Staff The share of homes purchased as vacation residences or investment properties dropped to 30% of all sales in 2007 from 33% in 2008, according to

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, more 
and Government of Canada Helps Farmers by Investing in Health of …  STRATFORD, ONTARIO — (Marketwire) — 03/30/09 — The Government of Canada is helping hog farmers by investing in an initiative to combat disease and

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and If You Follow the Smart Money, Gold is Clearly the Smart Play …  Money Morning is the leading source of investment research on the global markets. Its free daily service provides news, research, investment opportunities and insights on international investing — most of it well before it appears in

Contrarian Stock Market Investing… – http://www.contrarianprofits.com/
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Making Profits by Investing in Tax Foreclosure Properties  After the auction of the government tax foreclosure properties has been carried out, the new owner signs a temporary contract according to which the previous owner has the right to re-own the property if he or she manages to pay the

Real Estate Foreclosure Blog – http://www.realestateforeclosureblog.com/
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and Angel investing slipped 26% in 2008  â??These data indicate that while angels have not significantly decreased their investment activity, they are committing less dollars resulting from lower

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If the two companies can reach a definitive agreement, the administration would consider investing up to $6 billion more in Chrysler.

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, more 
and CXOAG Investing Notes â?? A Few Notes on Short Term Trading …  The focus [is] on practical applications that an investor can implement immediately to take control of their investment portfolio." Mebane Faber "is the portfolio manager at Cambria Investment Management where he manages equity and

CXO Advisory Blog – Investing Notes – http://www.cxoadvisory.com/blog/
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and The Financial Blogger » Blog Archive » How to start investing – A â?¦  New InvestmentInvestment at your Fingertips. Investment at your Fingertips. Investment At Your Fingertips. The Financial Blogger » Blog Archive » How to start investing – A â?¦ March 30th, 2009. Published under Finance, Investing,

New Investment – http://newinvestment.net/
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Whoâ??s Still Investing in Real Estate? – Real Time Economics – WSJ  Amid continued gloom in the housing market, new data raise the question of who still is investing in real estate.

WSJ.com: Real Time Economics – http://blogs.wsj.com/economics/
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and o3 magazine | Open Source vs Closed Source — Its about investing …  Investing in Open Source is about investing in People instead of investing in a Vendor. For the Enterprise considering the leap to Open Source, those people have to be on the payroll for a successful migration.

o3 Published articles – http://www.o3magazine.com/
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and FAO Chief Calls for $30 Billion in Agriculture Investment  "If you look at the global problem, the first and most important element is the need to invest in agricultural production – and investing in agricultural

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New poll question at Do you agree with President Obama’s claim that major debt investing is required to avoid untenable national debt?, more 
and Investing in loans. Interested in barrowing or lending?  Investing in loans. Interested in barrowing or lending?, more 
and Report finds angel investing down 26% http://twurl.nl/nv4rn8  Report finds angel investing down 26% http://twurl.nl/nv4rn8more 

Array, more 
and Social Security direct deposit…changed bank account.?  My father changed bank accounts for his social security direct deposit.
He gets his checks every 3rd Wednesday of the month.
How long does it take for the change to take effect?
Thanks for answering.
So you did the change on Feb 22 and you got it on March 18th?
Thanks!, more 
and How does the London Stock Exchange work?  How do I buy into a stock, how do they send me the money ect?, more 

Where can I find risk free rate for mauritian government bond?  Pls I need the latest information…, more 
and What's Better- Bonds or Cert of Deposits?  I have been saving change for my grandkids and have over $50 for each right now. Our local credit union has certificates of deposit that can be purchased for children for as low as $50 minimum. Am I better off buying US Savings bonds or opening the CD accounts? The CD’s would have to be in the childs name, parents name and I could also be listed… the problem is I don;t trust my daughter in law not to cash the CD’s. If I buy bonds am I able to put them in my grandchildren’s names and my name to make sure they don;t get cashed? We don;t have a lot of money, and I was never able to save for my own kids so I would really like to be able to keep building a small nest egg for my grandchildren.
999- the link is bad, more 
and Please tell me which I should use finance formula for a question below.?  What is the saving in total dollars ( total dollars refer to the product of number of payment and monthly payment) when a borrower switches from a 30-year mortgage at 9% interest to a a 15-year mortgage with 8.5% interest? Both mortgages are for $100,000 and have monthly payments.
Which formula should I use? I thought I should use PV of annuity. However, my answer was looks wrong……pls advise me.
And why longer mortgage loan charges a higher interest rate? Because of a long period??, more 


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